Privacy Policy

The Citizens National Bank of McConnelsville Privacy Policy, facts about how The Citizens National Bank of McConnelsville handles your sensitive information"
FACTS	WHAT DOES THE CITIZENS NATIONAL BANK OF MCCONNELSVILLE DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Income Account Balances and Payment History Credit History and Overdraft History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Citizens National Bank of McConnelsville chooses to share; and whether you can limit this sharing.

The Citizens National Bank of McConnelsville Privacy Policy Section 2:Why The Citizens National Bank of McConnelsville Shares your personal information
Reasons we can share your personal information	Does The Citizens National Bank of McConnelsville Share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	No	We Don't Share
For joint marketing with other financial companies	No	We Don't Share
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We Don't Share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	No (CNB Holdings, INC. Stockholder Info.)
For our affiliates to market to you	No	We Don't Share
For non-affiliates to market to you	No	We Don't Share

The Citizens National Bank of McConnelsville Privacy Policy Section 3: Contact information regarding any Questions.
Questions?	Call 1-740-962-4565 or go to www.cnb-online.net

The Citizens National Bank of McConnelsville Privacy Policy Part 4: Definitions
Definitions
Who is providing this notice?	The Citizens National Bank of McConnelsville
What we do
How does The Citizens National Bank of McConnelsville protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.
How does The Citizens National Bank of McConnelsville collect my personal information?	We collect your personal information, for example, when you Open an account or apply for a loan Make deposits or withdrawals from your account or pay your bills Use your credit cards or debit cards We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Affiliates	Companies related by common ownership or control. They can be financial and non financial companies. CNB Holdings, Inc. CNB Morgan Jefferson Development, LTD. CNB Morgan Real Property, LTD.
Non Affiliates	Companies not related by common ownership or control. They can be financial and non financial companies. The Citizens National Bank of McConnelsville does not share with non Affiliates so they can market to you.
Joint Marketing	A formal agreement between non affiliated financial companies that together market financial products or services to you. The Citizens National Bank does not jointly market.